What we finance
- Utility side-by-sides for the farm, ranch, acreage and job site
- Sport and performance UTVs for the trails and dunes
- Crew models with room for four to six
- New or used, from a dealer or a private seller
How UTV financing works with us
- Apply online in minutes. Tell us the kind of rig you need and a bit about your work and income.
- We do the legwork. We take your application to our lending partners and search our network of 57+ partner dealers and wholesalers for the exact model and setup you want.
- Get your machine. Pick the deal that works for you, sign, and we ship it to your door anywhere in Canada.
Built for the way you earn
If you run your own operation, work seasonally or rely on overtime, a standard pay stub doesn't tell the whole story. We look at your full situation. All credit situations are considered.
Things to budget for
- Insurance. Most provinces require it whenever you ride off your own property.
- Registration and plates, where required.
- Cab enclosures, heaters, winches and plows. If you're adding them at purchase, ask us whether they can be included.
- A trailer, if you'll be hauling it to the trails or between properties.
Frequently asked questions
Can I finance a UTV I'll use for my business?
Yes, you can apply. Tell us how you'll use it, and if you're self-employed, have recent bank statements or tax returns ready to show your income.
Can I finance a used side-by-side from a private seller?
In many cases, yes. Let us know when you apply. You'll usually need a bill of sale and proof that the machine has no money owing on it.
Do I need a down payment?
Not always. Some buyers qualify with $0 down. Putting money down or trading in your old machine can lower your payment.