What we finance
- Trail and enduro bikes
- Motocross bikes
- Dual-sport bikes that are street-legal
- Youth and beginner bikes
- New or used, from a dealer or a private seller
How dirt bike financing works with us
- Apply online in minutes. Tell us the bike you're after and a bit about your work and income.
- We do the legwork. We take your application to our lending partners, and our network of 57+ partner dealers and wholesalers helps us find the exact bike you want.
- Get your bike. Pick the deal that works for you, sign, and we ship it to your door anywhere in Canada.
Know where you'll ride
Most dirt bikes are built for off-road use only. If you want to ride on the street too, look at a dual-sport. It will need to be registered and insured, and you'll need a motorcycle licence to ride it on public roads. Tell us how you plan to ride and we'll help you find the right fit.
Things to budget for
- Insurance, especially if you'll ride anywhere other than private land.
- A helmet, boots, goggles and body armour. Good gear isn't optional.
- A way to haul it, like a hitch rack or trailer.
Frequently asked questions
Can I finance a used dirt bike from a private seller?
In many cases, yes. Let us know when you apply. You'll usually need a bill of sale and proof that the bike has no money owing on it.
Can I finance a dirt bike with bad credit or no credit?
You can apply. All credit situations are considered, including first-time buyers and people rebuilding their credit. Approval and terms depend on your full situation, including income and job history.
Do I need a down payment?
Not always. Some buyers qualify with $0 down. A down payment can lower your payment and improve your chances of approval.